Summit Shores AdvisorsSUMMIT SHORESADVISORS

PROGRAM PATHS

Structure when you need it.Independence when you are ready.

STRUCTURED LAUNCH

Agent Residency Program

For agents who want stronger cash flow, close support, and a guided path into production.

  • $250 advance for each eligible existing Medicare Advantage enrollment
  • $500 advance for each eligible new-to-Medicare enrollment
  • Paid weekly, two weeks in arrears
  • PDP advance and renewal $25
  • ACA paid at carrier field-level commission
  • Renewal value continues on qualifying active business
  • You retain ownership of your book, subject to contract terms
  • Hands-on training, coaching, case review, and field support
  • Six months of data leads at no cost. Other lead types can be purchased

INDEPENDENT PATH

Direct To Carrier

For agents who prefer carrier-paid compensation and are comfortable operating with greater independence.

  • Paid directly by the carrier at the applicable street-level commission
  • Typical processing can take approximately 30 to 90 days
  • No Summit Shores weekly commission advance
  • You retain ownership of your book, subject to contract terms
  • Direct carrier statements and payment schedules
  • A strong fit for experienced, self-directed agents
  • Option to move here after 12 months on residency

MA existing

RESIDENCY

$250 flat, weekly, 2 weeks in arrears

DIRECT TO CARRIER

CMS street rate, typically 30 to 60 days

MA new-to-Medicare

RESIDENCY

$500 flat, same pay cycle

DIRECT TO CARRIER

CMS street rate on carrier calendar

MA renewal

RESIDENCY

$250 flat the following year

DIRECT TO CARRIER

CMS renewal schedule

PDP

RESIDENCY

$25 advance and $25 renewal

DIRECT TO CARRIER

CMS PDP rates

ACA

RESIDENCY

Carrier field-level commission

DIRECT TO CARRIER

Carrier field-level commission

Book ownership

RESIDENCY

You own it; Summit Shores has first right of refusal on a sale

DIRECT TO CARRIER

You own it; heirs/sale follow carrier rules

After year 1

RESIDENCY

Option to move direct once established

DIRECT TO CARRIER

Stay direct

Compensation is not guaranteed. The Medicare Advantage figures shown reflect the standard amounts paid on most eligible enrollments. Some plans may pay a reduced amount based on the carrier’s applicable commission schedule. Advances, chargebacks (first 120 days, then prorated), persistency, vesting, and eligibility follow carrier and program rules. Direct-to-carrier MA first-year commissions are prorated by effective month. January 1 AEP effective dates pay the full-year amount; later effective dates decrease.